Frequently Asked Questions

01. Who is this site for?

This site is for people who want to maximise the buying power of their money.

Whether that’s achieving financial stability, or saving extra money to travel, starting that side business, we strive to help you make the most of your money in life and do the greatest amount of good by supporting effective altruism charities.

If you are not in significant debt and looking for better ways to save, spend and use your money – this site is for you.

02. What is a Direct Debit?

A Direct Debit is a simple order to your bank to create a recurring payment that is taken from your account at an agreed interval of time, usually per month, or as a one off.

03. How long does it take for my direct debit to be active?

Typically between 3-5 working days from your request. So bear this in mind if you are close to the end of the month, the first payment might come out in the following month.

04. How do I cancel a direct debit?

You can cancel at any time, through your online banking, bank app or in branch.

05. How does this site support itself?

This site tries to recoup the costs of hosting fees, upkeep and advertising through affiliate links and direct debits payments, however our direct debits are completely non-profit, with 100% of the profits going to effective altruism charities vetted by the Centre for Effective Altruism. Regardless, no product whatsoever will be recommended on LD unless we genuinely like it, think it is the best option for our readers and/or use it ourselves.